Archive for July 18th, 2010
What is the difference in a Visa debit & credit card?
What do you do when paying for a holiday and are confronted with charges for paying by credit card?
There are several significant differences between Visa debit and credit cards. However, in almost all cases, they can both be used in person and online to make purchases from retailers that accept Visa cards.
Primary Difference
The primary difference between a Visa debit and a Visa credit card is where the funds come from. Debit cards pull purchases out of your bank current account, while a Visa credit card allows you to borrow money up to a pre-determined credit limit and then pay it back over time.
Consumer Protection
Visa debit cards offer limited consumer protection in the event of inferior goods or even theft, as it draws from a bank’s money. Visa credit cards offer more insurance in the event the consumer is dissatisfied with a purchase or unauthorised charges are made.
Shorts
When I was at primary school I couldn’t wait to get out of short trousers and go to secondary school where they wore longs.
And then I stayed in longs (mainly Levi’s) for years and thinking shorts were so uncool.
Now I hate longs and hardly ever wear them in the summer.
I went to Chris Dellow’s funeral and debated whether I should change thinking that he would wear shorts to my funeral if he wanted to. Decorum got the better of me and I changed.
Election down under
This Herald article sets out a lot of election detail and has a link to the Australian elections authority – fascinating stuff for an election junkie.
World celebrates Mandela Day
The world is marking the first Nelson Mandela International Day to commemorate the birthday of South Africa’s first black president, who turns 92 today.
The UN last year agreed to commemorate Mandela’s birthday every year to recognise his contribution to resolving conflicts and promoting race relations, human rights and reconciliation.